ABBEY BANK PLC- QUARTER 2 - FINANCIAL STATEMENT FOR 2026
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Open
₦8.50
Previous close
₦8.50
Day range
₦7.70 – ₦8.50
Volume
510,515
32.4x P/E
Awaiting filing
1.5% yield
65/100 measured
Moderate liquidity
Recent price movement, key market context and the latest company information.
The latest saved price history for ABBEYBANK, with its range and direction at a glance.
39 pages were reviewed. Open the update for the summary and original document.
Abbey Bank Plc operates as a regional commercial bank in Nigeria. The company offers commercial banking and mortgage services, such as savings accounts, fixed deposits, and current accounts. The company also provides mortgage loans, short/medium term loans for property owners, mortgage refinancing, commercial real estate loans, and loans for women-owned real estate companies. In addition, it offers financial advisory, digital banking services, debit cards, and prepaid cards. Further, it develops, AbbeyMobile, a mobile payment application that offers digital banking services. The company was formerly known as Abbey Mortgage Bank Plc and changed its name to Abbey Bank Plc in June 2026. Abbey Bank Plc was incorporated in 1991 and is headquartered in Lagos, Nigeria.
Investors usually follow ABBEYBANK for its dividend profile, valuation signal, sector position, and upcoming company events. The goal here is not just to show numbers, but to explain what they mean in plain English.
Whisone is bullish because fundamentals are solid at 65/100 while turnover is thin at 0.007%. Whisone has moderate conviction here. The final read is being balanced by the weighted scores for fundamentals, technicals, insider flow, sentiment, event flow, and liquidity.
Whisone v2 splits the read into weighted parts so the score is not just one hidden number.
Fundamentals
Growth, margins, cash flow, and valuation.
Sentiment
Market mood from flow, events, and attention.
Latest net profit
₦2.66B
TTM (2026-08-30)
ROE
20.1%
Return on equity
ROA
1.3%
Return on assets
Debt / equity
1.87
Lower is usually safer.
P/B ratio
7.93
Useful for book value support.
Dividend yield
1.5%
Current income signal.
76/100
Direction
Cautious
Main supports
Recent price behavior and momentum still support follow-through.
Recent price and fundamentals refreshes improve signal reliability.
What can go wrong
Volatility is elevated, so the path can stay rough even if the thesis is right.
Fair value
₦8.45
Analyst view
n/a
Forecast refresh
Updated 9h ago
Quality score
64
Growth score
50
These are the external analyst numbers and business outlook figures already synced into the company record.
No external analyst outlook is available for this company yet.
A plain-English reading of momentum, trend, volatility, range position, and trading participation.
RSI
52.3
Momentum is currently in a neutral range.
Recent trend
Falling
-18.9% across the latest saved price window.
Volatility
Low
Beta is -0.63. Price has historically moved more calmly than the wider market.
52-week position
21% of range
Price is sitting around the middle of its 52-week range.
Volume confirmation
0.77x average
Trading activity is broadly within its normal range.
The proposed CBN holdco framework would change how foreign subsidiaries of Nigerian banks are structured, impacting financial groups listed.
NIIRA 2025 minimum capital requirements
ABBEYBANK may also move because the FINANCIAL SERVICES sector may move with niira 2025 minimum capital requirements. Confidence 67%.
The industry-wide introduction of higher minimum capital requirements under NIIRA 2025 prompted recapitalisation exercises across insurers.
NIIRA_recapitalisation
ABBEYBANK may also move because the FINANCIAL SERVICES sector may move with niira_recapitalisation. Confidence 67%.
The NIIRA 2025 law raised minimum capital requirements and introduced an RBC framework, forcing insurance and reinsurance firms to recapitalise by July 31, 2026.
NTA CFC rules & 15% top-up tax
ABBEYBANK may also move because the FINANCIAL SERVICES sector may move with nta cfc rules & 15% top-up tax. Confidence 67%.
Article states banks and financial groups with regional operations are expected to be affected by the CFC regime and top-up tax.
Open Banking implementation
ABBEYBANK may also move because the FINANCIAL SERVICES sector may move with open banking implementation. Confidence 67%.
Article states Open Banking is expected to reshape how banks, fintechs and other financial service providers share data and deliver products, requiring regulatory and governance readiness.
PenCom recapitalisation rules
ABBEYBANK may also move because the FINANCIAL SERVICES sector may move with pencom recapitalisation rules. Confidence 67%.
PenCom's revised minimum capital requirements and June 2027 compliance deadline are prompting industry-wide mergers, recapitalisations or exits among pension fund administrators.
capital_requirement_increase
ABBEYBANK may also move because the FINANCIAL SERVICES sector may move with capital_requirement_increase. Confidence 67%.
Kenya's plan to raise minimum bank capital from 1bn to 10bn shillings by 2032 is expected to spur consolidation across the banking sector.
ABBEYBANK
ABBEYBANK
Price: ₦7.70
P/E: 32.39
Yield: 1.5%
ABBEYBDS
Abbey Mortgage Bank Plc
Price: ₦8.50
P/E: 32.39
Yield: 1.5%
ACCESSCORP
Access Holdings Plc
Price: ₦32.00
P/E: 2.09
Yield: N/A
AFRINSURE
African Alliance Insurance Plc
Price: ₦0.20
P/E: N/A
Yield: N/A
Industry
Mortgage Bankers and Loan Correspondents
Founded
1991
Employees
203
Exchange
NGX
Ticker
ABBEYBANK
1.07