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UBA (UBA) is listed on the Nigerian Exchange in the FINANCIAL SERVICES sector, with exposure to Commercial Banks. This page brings together the current share price, valuation, dividend context, business summary, and a practical current view so you can assess the stock faster.
FINANCIAL SERVICES
₦1.76T
0.6%
4.90
Current price
₦39.85
Updated Updated 7h ago
Conviction
73/100
Confidence
Low
Market tone
neutral · 50/100
Entry
Medium · 73/100
UBA has a strong upside over 30 days and strong upside over one year.
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Expected move
-4.03%
Expected price
₦38.24
Lower path
₦34.68
Upper path
₦41.80
Confidence
Director dealings
0
Reported buys, sells, and mixed dealings.
Corporate actions
7
Dividend and company notices.
Market events
0
Insider, filing, dividend, and price events.
Source records
14
Captured updates we can trace.
Whisone is bullish because fundamentals are solid at 73/100 while today's volume is only 34% of average. Whisone has moderate conviction here. The final read is being balanced by the weighted scores for fundamentals, technicals, insider flow, sentiment, event flow, and liquidity.
Whisone v2 splits the read into weighted parts so the score is not just one hidden number.
Fundamentals
Growth, margins, cash flow, and valuation.
Sentiment
Market mood from flow, events, and attention.
ROE
9.1%
Return on equity
ROA
1.1%
Return on assets
Debt / equity
0.24
Lower is usually safer.
P/B ratio
94.51
Useful for book value support.
Dividend yield
0.6%
Current income signal.
99/100
Direction
Cautious
Main supports
Business quality and balance-sheet strength are supporting the outlook.
Valuation still leaves room versus fair value and analyst anchors.
Recent price and fundamentals refreshes improve signal reliability.
What can go wrong
Volatility is elevated, so the path can stay rough even if the thesis is right.
Fair value
₦3,010.85
Analyst view
Strong Buy
Analyst target
₦59.14
Forecast refresh
Updated 15h ago
Quality score
72
Growth score
69.68
These are the external analyst numbers and business outlook figures already synced into the company record.
Low target
₦2,200,000,000,000.00
High target
₦2,500,000,000,000.00
Revenue this year
₦2.36T
Revenue next year
₦2.63T
EPS this year
₦15.72
EPS next year
₦18.34
Dividend / share
₦0.25
Forward P/E
-
₦2.30
2024-05-13
Payment: 2024-05-24 | Qualification: 2024-05-10 | Yield at declaration: N/A
₦0.50
2023-09-28
Payment: 2023-10-06 | Qualification: 2023-09-26 | Yield at declaration: N/A
Updated 7h ago
Bulk intraday company price snapshot from NGXPulse.
NGX Pulse bulk price snapshot
Updated 21h ago
Bulk intraday company price snapshot from NGXPulse.
NGX Pulse bulk price snapshot
Updated 1d ago
Bulk intraday company price snapshot from NGXPulse.
NGX Pulse bulk price snapshot
Updated 3d ago
Bulk intraday company price snapshot from NGXPulse.
Price points saved
50
Latest market date
2026-06-25
Dividend yield
0.6%
Ex-dividend date
Oct 6, 2025
The CEO urged internal auditors to embrace AI as the sector navigates a rapidly changing digital landscape.
Sector spillover signals
banking selloff
UBA may also move because the FINANCIAL SERVICES sector may be hurt by banking selloff. Confidence 90%.
The piece describes a broad selloff in banking stocks that dragged the overall equities market lower.
CBN FHC exposure draft
UBA may also move because the FINANCIAL SERVICES sector may move with cbn fhc exposure draft. Confidence 67%.
The exposure draft targets financial holding companies and imposes sector-wide measures (ownership thresholds, ring-fencing, governance limits, higher capital buffers) intended to reshape banking group structures and intra-group activities.
renewable_financing
UBA may also move because the FINANCIAL SERVICES sector may benefit from renewable_financing. Confidence 67%.
Multiple banks and financial institutions (FCMB, Stanbic IBTC, Lotus Bank, concessional finance from IFC/Norfund) are providing dedicated funding and facilities for renewable projects.
trading_volume_lead
UBA may also move because the FINANCIAL SERVICES sector may benefit from trading_volume_lead. Confidence 67%.
The Financial Services Industry led activity with 1.523 billion shares (65.53% of volume) and the highest traded value contribution, driving sector liquidity and activity.
CBN draft holding-company rules
UBA may also move because the FINANCIAL SERVICES sector may be hurt by cbn draft holding-company rules. Confidence 67%.
The draft guidelines requiring ~N370bn fresh capital are said to weigh on banking stocks and drag the broader market lower.
CBN holdco draft rules
UBA may also move because the FINANCIAL SERVICES sector may be hurt by cbn holdco draft rules. Confidence 67%.
The draft guidelines require banks to raise an estimated N370bn in fresh capital; the uncertainty has kept pressure on banking stocks and dragged the broader market.
CBN holdco draft rules
UBA may also move because the FINANCIAL SERVICES sector may move with cbn holdco draft rules. Confidence 63%.
The draft guidelines require banks to raise an estimated N370bn in fresh capital; the uncertainty has kept pressure on banking stocks and dragged the broader market.
FX Volatility
UBA may also move because the FINANCIAL SERVICES sector may move with fx volatility. Confidence 63%.
Currency conditions shape costs, debt, and translation effects.
UBA
UBA
Price: ₦39.85
P/E: 4.9
Yield: 0.6%
ABBEYBDS
ABBEYBDS
Price: ₦8.05
P/E: 32.98
Yield: 1.4%
ACCESSCORP
ACCESSCORP
Price: ₦22.95
P/E: 1.63
Yield: N/A
AFRINSURE
AFRINSURE
Price: ₦0.20
P/E: N/A
Yield: N/A
Industry
Commercial Banks
Founded
1948
Employees
10,821
Ticker
UBA
Estimated earnings date
2026-04-23
Latest annual result filed
2026-04-03
₦44.2B
Book value / share
94.51
