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UPL (UPL) is listed on the Nigerian Exchange in the SERVICES sector. This page brings together the current share price, valuation, dividend context, business summary, and a practical current view so you can assess the stock faster.
SERVICES
₦2.22B
2.7%
12.22
Current price
₦5.15
Updated Updated 5h ago
Conviction
54/100
Confidence
Low
Market tone
neutral · 50/100
Entry
Medium · 54/100
Recent price action for UPL, so the page starts with the stock itself before the deeper analysis.
Tradable, but larger orders can still move price. Consider phased entries and exits.
Valuation view
Looks relatively cheap vs peers
Income view
Low income profile
Market tone
neutral (50/100) — price action, attention, and recent context all lean here.
Entry view
Medium (54/100) — The company is profitable on the latest reported numbers.
UPL is an insurance company that sells risk‑cover products and policies to individuals and businesses. It makes money by collecting premiums, managing claims and earning investment income on the premiums it holds.
Investors usually follow UPL for its dividend profile, valuation signal, sector position, and upcoming company events. The goal here is not just to show numbers, but to explain what they mean in plain English.
Director dealings
0
Reported buys, sells, and mixed dealings.
Corporate actions
2
Dividend and company notices.
Market events
0
Insider, filing, dividend, and price events.
Source records
15
Captured updates we can trace.
Whisone is mixed because the bullish case is not yet strong enough to lead while RSI is hot at 75.7. Whisone has low conviction here. The final read is being balanced by the weighted scores for fundamentals, technicals, insider flow, sentiment, event flow, and liquidity.
Whisone v2 splits the read into weighted parts so the score is not just one hidden number.
Fundamentals
Growth, margins, cash flow, and valuation.
Sentiment
Market mood from flow, events, and attention.
ROE
5.6%
Return on equity
ROA
3.2%
Return on assets
Debt / equity
0.31
Lower is usually safer.
Debt / assets
0.24
How much assets are funded by liabilities.
P/B ratio
0.67
Useful for book value support.
Dividend yield
2.7%
Current income signal.
74/100
Direction
Cautious
Main supports
Recent price behavior and momentum still support follow-through.
Recent price and fundamentals refreshes improve signal reliability.
What can go wrong
Volatility is elevated, so the path can stay rough even if the thesis is right.
Liquidity looks thin, so even a good thesis may take longer to show up in price.
Fair value
₦5.49
Forecast refresh
Updated 18h ago
Quality score
54
Growth score
50
These are the external analyst numbers and business outlook figures already synced into the company record.
No external analyst outlook is available for this company yet.
NGX Pulse bulk price snapshot
Updated 1d ago
Bulk intraday company price snapshot from NGXPulse.
NGX Pulse bulk price snapshot
Updated 2d ago
Bulk intraday company price snapshot from NGXPulse.
NGX Pulse bulk price snapshot
Updated 3d ago
Bulk intraday company price snapshot from NGXPulse.
increased_regulatory_and_operational_risks
UPL may also move because the SERVICES sector may move with increased_regulatory_and_operational_risks. Confidence 63%.
The article states Nigeria's financial sector (services) faces rising regulatory demands, cyber, climate and market risks, motivating demand for ERM capacity building.
regulatory_compliance_pressure
UPL may also move because the SERVICES sector may move with regulatory_compliance_pressure. Confidence 63%.
The financial services ecosystem is described as facing rising regulatory demands and is the target audience for the ERM training.
regulatory_pressure
UPL may also move because the SERVICES sector may move with regulatory_pressure. Confidence 63%.
Article states Nigerian financial institutions face growing pressure to comply with evolving local and global regulatory standards (Basel III/IV, CBN RBS).
rising regulatory demands
UPL may also move because the SERVICES sector may move with rising regulatory demands. Confidence 63%.
Article states Nigerian financial institutions face growing pressure to strengthen governance and comply with evolving regulatory standards.
Risk management training (ERM Bootcamp)
UPL may also move because the SERVICES sector may benefit from risk management training (erm bootcamp). Confidence 63%.
The ERM Bootcamp is intended to strengthen risk management capabilities, governance and resilience across the financial sector.
UPL
UPL
Price: ₦5.15
P/E: 12.22
Yield: 2.7%
ABCTRANS
ABCTRANS
Price: ₦7.80
P/E: 19.33
Yield: 0.8%
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Price: ₦6.70
P/E: 66.36
Yield: 1.5%
AFROMEDIA
Afromedia Plc
Price: ₦0.24
P/E: N/A
Yield: N/A
Ex-dividend date
2025-08-25
